Small Batch Banana Chocolate Chip Muffins with Streusel

The perfect Small Batch Banana Chocolate Chip Muffins with Streusel are here! This small batch recipe (it makes only seven!) comes together quickly using basic baking ingredients (think flour, butter, egg and bananas). The muffin crumb is light and tender, lightly spiced, dotted with mini chocolate chips and crowned with a lid of crunchy streusel. I hope you love these as much as we do!
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A close up of a banana chocolate chip muffin.

To me, these Small Batch Banana Chocolate Chip Muffins with Streusel are THE PERFECT banana muffins! I started messing around with a banana muffin recipe a year ago (!!) and every time I started working on them I didn’t *love* them.

Last week I starting futzing around again and was SO excited when I landed on these!

These muffins are light and moist, loaded with banana flavor, lightly dotted with mini chocolate chips (not too many), gently spiced and capped off with the perfectly crunchy streusel lid.

Life doesn’t get any better!

I love baking with bananas! Some of my other favorite banana recipes include this The Best Banana Skillet Cake with Chocolate Chips, Fluffy Banana Oat Snacking Cake (swoon), mega moist Double Chocolate Banana Bread, this Banana Espresso Cake that is a reader favorite or my Easy Everyday Banana Bread that will knock your socks off. Really.

Two banana muffins stacked!

What Makes These Small Batch Banana
Chocolate Chip Muffins So Fabulous, You Ask?

  • The banana muffin base is soft, airy and moist
  • Aside from a small bowl that you’ll mix the streusel in, you’ll use just one medium bowl to mix up the muffins (so one bowl-ish!) 😉
  • They are mixed + baked in 30 minutes — easy peasy!
  • Super simple to throw together and they don’t need a mixer
  • Recipe includes tips for getting a beautiful puffed crown, including an optional 10 to 20 minute rest time for the batter
  • Standard baking ingredients: all-purpose flour, brown sugar, granulated sugar, unsalted butter (less than one stick (113 g)), large egg, 2 ripe bananas, vanilla, nutmeg, cinnamon, fine sea salt, baking powder, baking soda and mini chocolate chips (you can use regular size or omit)
A close of of the interior of a banana muffin, next to a container of milk.

How to Get a Fabulous Muffin Crown

These are my favorite tips for getting a nice muffin crown:

  1. Let your muffin batter rest for about 20 minutes. Sometimes I do as little as 10 minutes and other times up to 30 minutes. You can also rest the batter overnight in the fridge (trust me, they’ll bake up fabulous!). However, this particular muffin batter will darken (because of the banana) if it has too much rest time (fyi).
  2. Only fill every other muffin well. Filling every other muffin well will let the hot oven air evenly circulate around the muffins giving them as much lift-off as possible from the heat.
  3. Don’t use muffin liners. I love muffin liners and I’d rather sacrifice some muffin crown for a convenient, portable muffin with a liner on it. However, I have found that skipping liners yields a highly desirable puffy crown. Just make sure you really grease your muffin tin so they don’t get stuck in there!

Can you ignore all of these tips and still get a beautiful muffin? YES! So if you can’t be bothered, then don’t! The one that I think yields the best results is #1. So if you only do one…

The Baker’s Guide to Measuring Flour

One of the biggest (and most common) mistakes in baking is how we measure flour. If you find yourself without a scale, see my top tips on how to properly measure flour for the perfect amount every time!

Step-by-Step Instructions for
Banana Chocolate Chip Muffins

Below are step-by-step photos (with captions) to make your Small Batch Banana Chocolate Chip Muffins with Streusel perfect every time! My biggest tips are:

  1. Use Ripe Bananas: As I mention in the section below on what bananas to use, look for bananas that are soft (not mushy) to the touch and covered in brown sugar spots (not fully black or brown). These bananas have the best flavor and texture!
  2. Let Your Batter Rest: It’s just a short 20 minute rest while your oven preheats. This rest time lets the flour absorb some moisture and results in a puffier crown (LOVE).
  3. Don’t Overmix Your Batter: Use a light hand when mixing your muffin batter, mixing the flour and water until *just* combined. This will yield a light, tender crumb.

For the Streusel

All of the ingredients you need to make streusel.
STEP ONE: Gather your streusel ingredients (all-purpose flour, brown sugar, ground nutmeg and unsalted butter).
Zesting nutmeg into the streusel mix.
STEP TWO: To a small bowl add the flour, brown sugar and nutmeg (I’m grating fresh nutmeg in the photo, but you can use already ground).
Streusel mixture without the butter.
STEP THREE: Add the butter and mix into the flour and sugar until it resembles wet sand and clumps together when pinched (see photo on the right).
A bowl of streusel.
STEP FOUR: Stash in the fridge to chill while you prepare the muffin base. If it’s going to be in the fridge longer than 30 minutes, cover to keep fresh.

For the Banana Muffin Base

All of the ingredients you need to make banana muffins.
STEP ONE: Grab your ingredients: melted butter, bananas, 1 egg, vanilla, cinnamon, nutmeg, baking powder, baking soda, sea salt, all-purpose flour, water, and mini chocolate chips
The wet ingredients not mixed together yet.
STEP TWO: Add the melted butter, coarsely mashed banana, sugar, vanilla, cinnamon, nutmeg, baking powder, baking soda and sea salt to a medium bowl whisking to combine.
All of the wet ingredients mixed together.
STEP TWO: It will look like this!
Flour not mixed into muffin batter in a glass bowl.
STEP THREE: Alternate adding the flour and water in two batches, starting with the flour and ending with the water. Mix until just combined.
Mini chocolate chips being poured into banana muffin batter.
STEP FOUR: Fold in the mini chocolate chips in as few strokes as possible.
A close  up of a glass bowl with banana chocolate chip muffin batter.
STEP FIVE: Let the muffin batter sit for an optional 20 minutes; this will result in a high crown!
A glass bowl with banana chocolate chip muffin batter.
STEP SIX: Grab your muffin batter, streusel and some more mini chocolate chips.
Muffin batter in a muffin wrapper in a tin.
STEP SEVEN: Fill your muffin liners almost to the top (but not quite) with muffin batter.
An unbaked muffin with streusel on top.
STEP EIGHT: Evenly distributed the streusel between the 7 muffins.
A close up of an unbaked streusel chocolate chip muffin.
STEP NINE: Dot with chocolate chips so we know what we’re biting into. Bake at 375°F (191°C) for 18 to 20 minutes.
An overhead shot of banana muffins in a vintage tin with a white background.
You’re beautiful muffins! Enjoy! xo
A close up of a muffin with the wrapper pulled down with a white background.
A glass bowl with mashed bananas.

Using The Perfect Bananas for Your Muffins

A quick note on the perfect bananas for your muffins!

I don’t love black bananas. I know some recipes suggest that they should be dark brown or black before using for baking and I could not disagree more lol. The flavors go off when they get to that point (and not in a good way).

DH Hot Tip
I recommend using bananas that are sugar spotted. Those brown spots on your bananas are called ‘sugar spots.’ As your bananas ripen and get more of those spots, your bananas get sweeter (love). Thus making them perfect for banana bread, muffins and other baked goods.

When your bananas are speckled with sugar spots and yield to the touch (and are no longer firm), that’s when they are perfect for baking. If they are completely dark (the spots have blended together) and your bananas are mushy, then they are no longer ideal to bake with, in my humble opinion.

To expedite ripening bananas (if yours are green-ish and firm), you can roast them in a 300°F (149°C) oven on a parchment-lined baking sheet for one hour. I’ve tried this before and I loved it.

Whilst the bananas will turn black, they don’t have the off flavor that naturally over-ripe bananas have (again, in my humble opinion). See more details here!

If you’ve been using black or dark brown bananas for years and love it, then you do you! This is just my preference from recipe testing! :)

Three banana streusel muffins on a marble serving board.

Recipe Q&A

Can I use brown butter instead of melted butter in the muffin batter?

Yes, absolutely, that would be delicious! I would start with 6 tablespoons (84 g) of unsalted butter pre-browning and that should yield the perfect amount of brown butter for the recipe.

You can read more about substituting brown butter, as well as brown butter tips, here!

Do I have to rest the muffin batter?

Nope! Resting your muffin batter is another way to get a higher crown. For the photos I rested the muffin batter between 10 and 20 minutes (I did two photo shoots).

The longer you rest your batter, the higher the crown. However, if you don’t have the time or cannot be bothered, then bake these straightaway and they will be utterly fabulous!

Can I fill up all of the muffin wells in my muffin tin? Or do I have to leave some empty?

You don’t have to leave any empty! When you leave some of the muffin wells empty it helps the heat circulate around the muffins.

This results in a nice, evenly cooked muffin as well as a slightly higher crown (see my notes above on how to achieve that high crown!).

An overhead close up of a chocolate chip muffin in a vintage muffin tin.

Baking Tools for This Muffin Recipe

My favorite heat-safe, glass, stackable bowls, my favorite whisk, my favorite spoonula, my fav microplane (for fresh nutmeg!), 2 tbsp cookie scoop (because we can’t live without them!), a practical muffin tin (not the one in the photos).

This is everything I use at home when recipe testing and making these muffins! It’s also what you’ll see in the photos and video. If I’ve left anything out, drop a note in the comments and I’ll add it.

A banana chocolate chip muffin next to a glass container of milk with a white background.

More Breakfast Treats!

I absolutely love my Favorite Blueberry Muffins, Cherry Jam Streusel Muffins, Chocolate Espresso Muffins *AND* my Crispy Buttermilk Waffles that have been my go-to since we lived in Beijing. A quick note on these…you can use all-purpose flour for all of the flour if that’s what you have on hand!

What These
Small Batch Banana Chocolate Chip Muffins
with Streusel Taste Like!

I always want your expectations to match the final result of a recipe. You went to all this trouble to make something delicious and I want it to knock your socks off! That is why I’ve started adding this section to my blog posts so you know what you’re getting.

The taste of these banana chocolate chip muffins is like your favorite banana bread, but with a bit of a lighter crumb. They are soft, tender and springy on the inside.

I was conservative with the chocolate chips because chocolate can sometimes overpower banana, and I didn’t want to lose all of that delicious banana flavor.

The streusel adds a delicious crunchy lid over the top, that’s a nice contrast to the soft muffin base. They are lightly scented with spices, but it’s not too overpowering.

I hope you love them as much as we do!

Rebecca Firth

A close up of a banana chocolate chip muffin.

Small Batch Banana Chocolate Chip Muffins with Streusel

The perfect Small Batch Banana Chocolate Chip Muffins with Streusel are here! This small batch recipe (it makes only seven!) comes together quickly using basic baking ingredients (think flour, butter, egg and bananas). The muffin crumb is light and tender, lightly spiced, dotted with mini chocolate chips and crowned with a lid of crunchy streusel. I hope you love these as much as we do!
5 from 10 reviews
Print Save Rate
Prep Time: 10 minutes
Cook Time: 20 minutes
Course: Breakfast, Brunch
Cuisine: Muffins
Keyword: Banana, Muffins, Streusel, Chocolate Chip, Breakfast, Brunch, Baking, Small Batch
Servings: 7 Muffins


For the Streusel

  • 1/3 cup (45 g) all-purpose flour (how to measure flour)
  • 3 tablespoons (42 g) light brown sugar, (packed)
  • 1/2 teaspoon nutmeg
  • 2 tablespoons (28 g) unsalted butter, (room temperature and cut into 4 pieces)

For the Muffins

  • 5 tablespoons (70 g) unsalted butter, (melted)
  • 2 medium (about 193 g) ripe bananas, (peeled and coarsely mashed)
  • 1/2 cup (100 g) granulated sugar
  • 1 large egg, (room temperature)
  • 1 tablespoon real vanilla extract
  • 1/2 teaspoon cinnamon
  • 1/2 teaspoon ground nutmeg
  • 1/2 teaspoon baking powder
  • 1/2 teaspoon baking soda
  • 1/2 teaspoon sea salt
  • 1 cup + 2 tablespoons (153 g) all-purpose flour (how to measure flour)
  • 1/3 cup + 1 tablespoon (89 g) water, ( room temperature)
  • 1/3 cup (57 g) mini dark chocolate chips, (plus more to sprinkle over the tops)


For the Streusel

  • In a medium bowl, whisk together the flour, brown sugar and nutmeg. Using a pastry blender, your fingers or a fork, work the butter into the mixture until it resembles wet sand and when pinched together it holds into clumps. Place in the fridge to chill. If storing longer than 30 minutes stash in a covered container.

For the Muffins

  • To a large mixing bowl add the melted butter, mashed bananas, sugar, egg, vanilla, cinnamon, nutmeg, baking powder, baking soda and salt and whisk until thoroughly blended, about 1 minute. Alternate adding the flour and water in two batches, starting with the flour and ending with the water. Fold in the chocolate chips and set the bowl aside and let the batter rest while you heat the oven (ideally let the batter rest for 10 to 20 minutes; this is optional!).
  • Preheat the oven to 375°F (190°C) and line every other muffin well with a muffin liner. Fill each muffin liner almost to the top with muffin batter. Evenly distribute the streusel between the 7 muffins and sprinkle with some mini chocolate chips. Bake for 18 to 20 minutes in the center of the oven or until they bounce back when gently pressed in the center. Let cool in the muffin tin for about 10ish minutes, then use a butter knife to help get them out to finish cooling on a rack. Enjoy!



Muffin Quantity

I used a regular-sized muffin tin and consistently got seven muffins. If you want the video and look at the photos you’ll see I fill them pretty high up. Someone else made them using a regular-sized tin and got nine muffins. Regular muffin tins vary a wee bit. Wanted to note in case you get more muffins than the recipe states. 

Storing Your Muffins

You can store your muffins at room temperature in an air-tight container. The streusel will lose its crispiness over time, so I like these within the first day or two of baking.

A Note About Chocolate Chips

I love mini chocolate chips! However, feel free to use regular chips. 

Freezing Your Muffins

You can freeze cooled muffins in an air-tight container for several months. Defrost overnight in the refrigerator. Take note that the streusel will lose its crispiness in the process.

Want to Use Brown Butter Instead of Melted Butter?

I think this would be an awesome recipe to use brown butter with! You’ll want to use 6 tablespoons (84 g) of unsalted butter as you’ll lose some moisture when you brown the butter. You can read more about this moisture loss (and heaps of brown butter tips) in my How to Make Perfect Brown Butter tutorial
Thanks for baking with me! Please rate + comment this recipe and tag me on social @displacedhousewife #displacedhousewife so I can see your beautiful treats! xo


Leave a Comment & Rate this Recipe

I love your comments, reviews and questions! If you love this recipe, please rate it when you leave a comment. Star ratings 🌟🌟🌟🌟🌟 help people discover my recipes. Your support means a lot, I look forward to chatting with you!

Rebecca xox

Recipe Rating


  • Nicole April 2, 2023 at 1:56 PM

    5 stars
    Made these today, got exactly seven muffins and they are probably the best thing I’ve baked in a while. So easy and quick to put together and they baked into the perfect soft and flavorful treat. The tops are nicely domed and the crumble and dark chocolate chunks make these so extra special

    • Rebecca Firth April 3, 2023 at 12:32 PM

      Aw Nicole, thanks so much! I love hearing that. Enjoy! xoxo

  • lily t March 17, 2023 at 9:39 PM

    5 stars
    i personally like nuts in my muffins so i’d do that next time but the streusel and the cake slayyyyeeeeeedddddd cake super moist and bouncy

    • Rebecca Firth March 19, 2023 at 4:49 AM

      Thanks Lily, this comment made me smile!! ‘Bouncy’ is an awesome description of these!! xo

  • Lorie K March 10, 2023 at 4:03 PM

    5 stars
    They look delicious!!! Can’t wait to make them this weekend.

  • Dad March 10, 2023 at 3:51 PM

    5 stars
    Shoot – I wanted more and poof they were gone!! Delicious!!

  • Sally March 10, 2023 at 2:44 PM

    5 stars
    Looks delicious! Love the small batches. Can’t wait to make them.

    • Rebecca Firth March 10, 2023 at 5:12 PM

      Oh I’m glad you like them, they’re super fun to create!! xo